Not investment advice. This site reviews brokerage platforms. Investing involves risk including loss of principal. Always do your own research before opening an account.

Best Stock Broker for Retirement (IRA) (2026)

IRA + Roth IRA + 401k rollover specialists

Retirement investing prioritizes low fees, strong index fund selection, and IRA + Roth IRA + 401k rollover tools. These 3 brokers excel.

1. Fidelity — our pick

$0.00/year first year · renews $0.00/year · Web + Mobile + Desktop devices · Score 5/5

Fidelity is the best all-around US broker for long-term investors. Zero commissions, zero-expense-ratio index funds, best-in-class research. The default safe choice for IRAs, 401ks, and taxable brokerage accounts.

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2. E*TRADE (Morgan Stanley)

$0.00/year first year · renews $0.00/year · Web + Mobile + Desktop devices · Score 4/5

E*TRADE is a solid traditional broker, now Morgan Stanley-owned. Power E*TRADE platform is strong for options. Best as an alternative to Fidelity/Schwab for traders who prefer their interface.

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